About Plan My Money

Our Story

Plan My Money was born from a simple yet powerful vision: to make financial planning accessible to every Indian, regardless of their financial background, education level, or economic status. Founded in 2024, we recognized that millions of Indians were making critical financial decisions without proper tools or guidance.

Our founders, a team of finance professionals and technology experts, experienced firsthand the challenges Indians face when planning their financial future. From calculating EMIs and SIPs to understanding tax implications and retirement planning, the complexity often led to poor decisions or complete avoidance of financial planning.

Today, Plan My Money stands as India's most comprehensive free financial calculator platform, trusted by thousands of users including students, working professionals, business owners, and financial advisors. We continue to innovate and expand our offerings to meet the evolving needs of India's growing economy - all while keeping everything completely free.

Mission & Vision

Our Core Values

Our values guide everything we do, from developing calculators to serving our users:

What We Do

Plan My Money provides a comprehensive platform of financial calculators, educational tools, and related services designed to help users understand and plan their finances more effectively - all completely free.

Our Free Services Include

• Investment Planning: SIP, Lump Sum, PPF, NSC, NPS, ELSS calculators with advanced analytics
• Loan Management: EMI, Home Loan, Personal Loan, Car Loan calculators with charts and comparisons
• Tax Planning: Income Tax, HRA, and various tax-saving calculators
• Retirement Planning: Pension, Provident Fund, and retirement corpus calculators
• Insurance Planning: Life Insurance and Health Insurance need calculators
• Business Finance: GST, Business Loan, and Cash Flow calculators
• Advanced Features: Goal planning, financial charts, and detailed analytics

Educational Content

Beyond calculators, we provide:

• Detailed explanations of financial concepts
• Step-by-step guides for financial planning
• Latest updates on Indian financial regulations
• Tips and strategies for wealth building
• Interactive tutorials and learning materials

Technology Excellence

• Mobile-responsive design for all devices
• Lightning-fast calculations with instant results
• User-friendly interfaces designed for Indian users
• Regular updates to reflect changing financial landscapes
• No registration required for basic usage
• Optional account creation for saving preferences

Optional User Accounts

While all our calculators work without registration, users can optionally create free accounts to:

• Save calculation history and preferences
• Access personalized dashboard
• Receive updates on new calculators
• Bookmark favorite tools
• Get personalized financial tips

Our Impact

Since our launch, Plan My Money has made a significant impact on financial literacy and planning in India:

Reaching Every Corner of India

• Users from all 28 states and 8 union territories
• Supporting financial planning in multiple Indian languages
• Serving tier-1, tier-2, and tier-3 cities equally
• Making financial planning accessible in rural areas
• Breaking down economic barriers with free access

Empowering Different Demographics

• Students: Understanding loans, savings, and early investment planning
• Young Professionals: Tax planning, investment strategies, and goal-based planning
• Families: Home loan planning, children's education, and insurance needs
• Entrepreneurs: Business loan planning, GST calculations, and cash flow management
• Retirees: Pension planning, post-retirement income, and healthcare costs
• Rural Users: Basic financial planning and government scheme calculations

Financial Literacy Impact

• Educated millions about compound interest and its power
• Helped users understand the true cost of loans and EMIs
• Promoted systematic investment planning (SIP) culture
• Increased awareness about tax-saving investments
• Democratized access to advanced financial planning tools

Our Team

Plan My Money is powered by a diverse team of experts passionate about financial technology and education:

Our Journey

A timeline of Plan My Money's growth and milestones:

Why Choose Plan My Money?

100% Free Forever

• No hidden charges, subscription fees, or premium tiers
• All advanced features available to everyone
• No registration required for calculator usage
• Optional account creation for enhanced experience
• Commitment to keeping all tools free

India-Specific Solutions

Unlike generic international calculators, our tools are specifically designed for the Indian market:

• Updated with latest Indian tax slabs and regulations
• Incorporates Indian financial products and schemes
• Considers Indian inflation rates and economic conditions
• Currency calculations in Indian Rupees
• Support for Indian investment instruments

Unmatched Accuracy

• Formulas verified by certified financial planners
• Regular updates with latest interest rates and market data
• Rigorous testing ensures calculation precision
• Compliance with Indian financial regulations
• Continuous monitoring and improvement

User-Centric Design

• Simple, intuitive interfaces requiring no financial expertise
• Step-by-step guidance for complex calculations
• Visual charts and graphs for better understanding
• Mobile-first design for on-the-go planning
• Fast loading and responsive performance

Privacy and Security

• All calculations performed locally in your browser
• No storage of personal financial data
• SSL encryption for secure browsing
• Transparent privacy policies
• Minimal data collection practices

Comprehensive Coverage

• 30+ calculators covering all aspects of personal finance
• From basic EMI to complex investment planning
• Tools for individuals, families, and businesses
• Regular addition of new calculators based on user needs
• Advanced features like charts and analytics

Connect With Plan My Money

We're always here to help and would love to hear from you:

For Users

• Questions about our calculators or results
• Suggestions for new calculators or features
• Feedback on user experience
• Educational content requests
• Technical support and assistance

For Partners

• Financial institutions looking to integrate our tools
• Educational institutions wanting to use our calculators
• Media and press inquiries
• Non-profit organizations promoting financial literacy
• Business partnership opportunities

For Professionals

• Financial advisors and planners
• CA and tax professionals
• Insurance and investment advisors
• Banking and finance professionals
• Financial educators and trainers

Our Commitment: We respond to all inquiries within 24 hours and are committed to continuously improving our free platform based on user feedback and changing financial landscapes.